Tennessee › Sumner County
Sumner County car sales tax: 9.25% to 9.75%
The rate in Sumner County
- Vehicle sales tax in Sumner County is not a single number — it runs from 9.25% to 9.75% depending on which city you register in. Most of the county is at 9.25%.
- That is below the 9.75% most Tennessee counties charge — about $175.00 less tax on a $35,000 car than the typical county in the state.
- 20 other counties in Tennessee charge the same rate, out of 95.
Where the rate changes inside Sumner County
- 9.75% — Hendersonville, Gallatin, Portland.
- 9.25% — Bethpage, Castalian Springs, Cottontown, Gallatin (outside city limits), Goodlettsville, Hendersonville (outside city limits), Mitchellville, Portland (outside city limits) and 1 more.
- This is why a county-wide figure is not enough here: two addresses in Sumner County can carry different tax on the same car, and in 3 of its ZIP codes the boundary runs through the middle so the ZIP alone cannot settle it. The calculator asks you which side you are on.
What a $35,000 car actually costs in Sumner County
- Sales tax (7% state + 2.25% local on first $1,600 — Bethpage, Sumner County) — $2,534.44
- State single article tax (2.75% on $1,600 to $3,200) — $44.00
- Doc fee (typical) — $692.00
- Title fee — $14.00
- Registration and plate — $26.50
- County clerk fee — $2.50
- County wheel tax (est.) — $51.00
- Temporary tag (est.) — $8.50
- Out the door — $38,372.94 on a $35,000 used car, before any down payment or financing.
ZIP codes in Sumner County
- 37022, 37031, 37048, 37066, 37072, 37075, 37077, 37119, 37148, 37186.
- Any of these resolves to Sumner County in the calculator, at whichever of the county's rates applies to that ZIP.
Sumner County against nearby counties
- Loudon County is 9% — $87.50 LESS tax on a $35,000 car than Sumner County.
- Morgan County is 9% — $87.50 LESS tax on a $35,000 car than Sumner County.
- Montgomery County is 9.5% — $87.50 MORE tax on a $35,000 car than Sumner County.
- Roane County is 9.5% — $87.50 MORE tax on a $35,000 car than Sumner County.
- This follows where you REGISTER, not where the dealer is, so a lower rate nearby only helps if you actually live there. It is not something you can choose at the dealership.
Run your own numbers
Common questions
Why is the car sales tax different in parts of Sumner County?
Cities inside the county can levy their own rate on top of the county and state rate, so the combined figure changes at the city line. In Sumner County it ranges from 9.25% to 9.75%.
What is the car sales tax rate in Sumner County?
It ranges from 9.25% to 9.75% depending on the city; most of the county is 9.25%.
How much is tax and fees on a $35,000 car in Sumner County?
About $3,372.94 on top of the price, bringing it to roughly $38,372.94 out the door. The breakdown is above.
Elsewhere in Tennessee
Cheatham County
9.25% on a vehicle purchase
Claiborne County
9.25% on a vehicle purchase
Fayette County
9.25% on a vehicle purchase
Franklin County
9.25% on a vehicle purchase
Hamilton County
9.25% on a vehicle purchase
Full Tennessee out-the-door guide
Rates, doc fees, registration and title for the whole state
How Tennessee sales tax works
What sits in the taxable amount, and how the rate is sourced